# Credit Wizard 1.1 Download 35

## Credit Wizard 1.1 Download 35 - How to Generate Valid Credit Card Numbers for Free

If you are looking for a way to generate valid credit card numbers for free, you might have come across a program called Credit Wizard 1.1. This is a software that claims to be able to create credit card numbers with CVV and expiration dates, using a mathematical algorithm. But is it really safe and reliable? And where can you download it?

DOWNLOAD: __https://tinurll.com/2w4mdf__

## What is Credit Wizard 1.1?

Credit Wizard 1.1 is a program that was created by an anonymous developer and uploaded to a file-sharing website called 4shared . The program is supposed to be able to generate credit card numbers that match the format and checksum of real cards, such as Visa, MasterCard, American Express, and Discover. The program also claims to be able to generate CVV codes and expiration dates for the cards, which are usually required for online transactions.

## How does Credit Wizard 1.1 work?

Credit Wizard 1.1 uses a mathematical formula called the Luhn algorithm to create credit card numbers that pass the basic validation checks. The Luhn algorithm is a simple checksum formula that is used to verify the authenticity of various identification numbers, such as credit cards, IMEI numbers, and social security numbers. The algorithm works by adding up the digits of the number, doubling every second digit, and subtracting 9 from any result that is greater than 9. The final sum should be divisible by 10 for the number to be valid.

For example, let's say we want to generate a valid Visa card number that starts with 4. We can use the following steps:

Choose any random digits for the first 15 digits of the card number, except for the first digit which should be 4. For example: 4929 3812 4769 854

Apply the Luhn algorithm to the first 15 digits by doubling every second digit and subtracting 9 from any result that is greater than 9. For example: (4*2-9) (9) (2*2) (9) (3*2-9) (8) (1*2) (2) (4*2-9) (7) (6*2-9) (9) (8*2-9) (5) (4)

Add up all the digits in the result. For example: 7 + 9 + 4 + 9 + 3 + 8 + 2 + 2 + 3 + 7 + 3 + 9 + 7 + 5 + 4 = 80

Find the remainder of dividing the sum by 10. For example: 80 % 10 = 0

If the remainder is zero, then the last digit of the card number should also be zero. If the remainder is not zero, then the last digit of the card number should be equal to 10 minus the remainder. For example: Since the remainder is zero, the last digit of the card number should also be zero. Therefore, the final card number is: 4929 3812 4769 8540

Credit Wizard 1.1 uses this algorithm to generate random credit card numbers that start with different prefixes according to the card type. For example, Visa cards start with 4, MasterCard cards start with 5, American Express cards start with 34 or 37, and Discover cards start with 6011 or 65.

The program also generates random CVV codes and expiration dates for the cards, which are usually three or four digits long and have a month and year format respectively. However, these values are not based on any logic or algorithm, but are simply chosen at random by the program.

## Is Credit Wizard 1.1 safe and reliable?

The answer is no. Credit Wizard 1.1 is not a safe or reliable program for several reasons:

The program is illegal and unethical. Generating fake credit card numbers is considered fraud and identity theft, which can lead to serious legal consequences if caught. Using fake credit card numbers for online transactions can also harm the merchants and businesses that rely on legitimate payments.

The program is not secure or trustworthy. The program was uploaded by an unknown developer to a file-sharing website that is known for hosting malware and viruses. The program could contain malicious code that could harm your computer or steal your personal information. The program could also be outdated or incompatible with your operating system or browser.

The program is not effective or useful. The credit card numbers generated by the program may pass the basic validation checks, but they are not linked to any real bank accounts or credit histories. Therefore, they will not work for any online transactions that require further verification or authorization, such as purchases, subscriptions, or registrations. The program also does not guarantee that the credit card numbers are unique or unused, which means that they could belong to someone else or have been already reported as stolen or canceled.

## Where can you download Credit Wizard 1.1?

You can download Credit Wizard 1.1 from the following links:

[Credit Wizard 1.1 - Download - 4shared]

[Credit Wizard v1.1 b1 - Download - 4shared]

However, we strongly advise you not to download or use this program, as it is illegal, unethical, unsafe, unreliable, and ineffective. Instead, we recommend you to use a legitimate and secure method to obtain a valid credit card number, such as applying for a credit card from a reputable bank or financial institution, or using a prepaid or virtual card that is linked to your own funds.

## Conclusion

Credit Wizard 1.1 is a program that claims to be able to generate valid credit card numbers for free, using a mathematical algorithm. However, this program is not safe or reliable, as it is illegal, unethical, insecure, untrustworthy, and useless. The program could also harm your computer or personal information, or cause legal problems for you or others. Therefore, we do not recommend you to download or use this program, and instead suggest you to use a legal and secure way to obtain a valid credit card number.